10 Main Reasons To Have Travel Insurance and Why Travel Insurance is Necessary today!

Apart from all the holiday hustle, a well deserved holiday is all you have been waiting for. But nothing can be more disturbing than when your break turns into a struggle in a shabby hospital room with a threatening bill in your hands.

Last updated on October 26th, 2018 at 03:25 am

Do you ever think about the rear wheels when you travel? Do you take into account Travel Insurance what if or what if not?

traveller-hints-advice-for-travellers-to-be-safeThere are many problems you will be facing while travelling.

Technically, there are always some; missed flights, delayed trains, stolen money and blocked credit cards, language barrier, no internet connection…

All those can be sorted somehow eventually, but it takes a long process of pushing and pulling and the situation is tiresome.

On top of that all, imagine a situation that you are enjoying your well deserved holiday abroad and you stumble upon a silly rock on the sidewalk.

And what is worse, you stumble in a very inconvenient way that your ankle gets incredibly swollen in a second and you cannot walk any more.

What will follow then? Transfer to the local hospital, a medical treatment followed by inevitable expenses. In this case, nothing is worth less than enduring long discussions with personnel and being forced to pay expensive bills due to not having the travel insurance.

As a person travelling abroad without travel insurance, you are personally liable for every expense which occurs associated to your unexpected injury or illness and for its coverage as well.

The not only government will not pay or contribute to your overseas medical treatments, nor will they pay for the medical evacuation back home or to a third country.


Therefore, carefully reconsider your travel planning and preparation and read below reasons why the travel insurance should be essential for your every journey from now onwards:

1) Theft or damage

Travel insurance covers not only a medical treatment but also the coverage in case some of your belongings got lost, damaged or stolen along the way.

2) Cancellations or interruptions

The right choice of insurance can provide peace of mind when everything seems to be not working as planned. When your plane got cancelled or you missed your connection due to interruption, the last thing your mind wants to be bothered is having to pay for a trip you were not able to take.

3) When things go wrong

Medical cost in some countries can reach astronomical amounts and sometimes, the hospital requires you to pay in advance before the actual treatment can be provided. The travel medical coverage within the travel insurance will provide you with a blessing in disguise.

4) You never know what can happen

Life is highly unpredictable and even when you travel to some of the safest destinations in the world, danger or casualty can be waiting just around the corner. Better than relying on hopes, rely on professionals.

5) Putting someone in debt

If you are uninsured and something bad happens on your journey, you are personally responsible for covering all costs resulting from your incident or accident.

And if you are unable to pay, the responsibility passes over to your family. Being put in a significant debt because of some unexpected hard time is not something your family would be excited about.

6) Small investment with huge value

The cost of travel insurance is usually not more than a couple of dollars and it creates only a small fraction of the overall cost of your holiday trip. When compared, the benefit is more than worth it because at the end of the day – travel insurance is probably the only thing worth having which comes easy.

7) Situations you have never even thought about

A terrorist attack, natural disaster, evacuation, bankrupt of airline company or travel agent.. those are all things you do not usually even take into consideration when it comes to holiday planning, yet they can cause cold sweat drops on your forehead. Travel insurance professionals are trained to solve them for your and get you back home safely.

8)  Loss of documents

Loss of passport, credit card or even your cash belong to one the worst case scenarios, especially when combined. By purchasing travel insurance, you can be sure that the whole process of regaining your documents and helping you go through the procedures will go as smoothly and quickly as possible.

9) You can never go wrong

Websites and brochures of insurance companies are packed with helpful information when you are in doubts and in case you are not sure about which product to choose, drop by/pick a phone/drop an email and all your question marks will find answers to make everything crystal clear.

10) Continual support

Last but not least, most of the insurance companies are happy to provide their customers with the round the clock hotline or online service for everyone who finds themselves in a difficult situation which needs to be solved immediately. You will never be left alone with your problem.

Travel Insurance – So do not hesitate any longer and get covered!

 Written By Veronika Tomeckova

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